Informationen über Els Poblets Costa Blanca Spanien
Required documents for applying for mortgage financing in Spain:
Have you found your dream property with us?
We will work with a local bank to help you find suitable financing.
We would be happy to arrange an appointment for you with our German-speaking banker
to calculate your monthly payment.
Once suitable financing is found, you will need the following documents:
ID:
- DNI
- NIE
- National ID card or passport
Proof of income:
If employed:
- The last two payslips
- Income tax return For employees
- Letter from the employer stating the type and duration of the employment relationship
- The employee's annual salary and position must be listed
- Most recent tax assessment
For self-employed individuals/freelancers:
- Accounting statements with company name, industry, and commercial register details
- Revenue and company profits for the last two years, as well as the salary
- Dividends and bonuses received by the self-employed individual
- Income tax return for the self-employed (last two years)
- Annual financial statements for the last two years
- Most recent Tax assessment notice
General:
- Other sources of income
- Credit report (Schufa report)
- Bank statement for the last 12 months
Main residence:
- Latest mortgage statement
- Rental agreement
No liability for accidents/damage: - The agency is not liable for any accidents or damage occurring on the property or occur in the surrounding area, including inside and outside the home,
of the pool, the property or the common areas.
Technical/electrical faults: - If technical or electrical devices fail, you must report this immediately. The agency or homeowner will resolve the issue as quickly as possible, However, you are not entitled to any compensation.
Water/power outages: - During water or power outages caused by local communities, you are not entitled to any compensation from the agency.
Construction noise: - Construction work can take place all year round on the Costa Blanca, for which you are not entitled to any refund or compensation.